Canadians Financing US Home Purchase

Jia Mei Wang, Senior Loan Consultant and Mortgage Banker with Summit Funding, Inc. has some good news for Canadians wishing to invest in real estate in Las Vegas.  Jia Mei, who speaks Mandarin and Cantonese, has years of experience assisting home buyers and investors purchase in the Las Vegas area. She may be reached at Summit Funding or by email:  Jia Mei’s works with Realtors Amelia and Kenny “K2” Keene,  The Keene Team with Keller Williams Realty Southern Nevada. Amelia and Kenny are experienced Bank Owned,Foreclosure & Short sale agents.

The following is the guidelines for Canadians wishing to purchase in the U.S.


  • 65% max LTV – second homes
  • Canadian credit report all borrowers
  • Full income documentation
  • Full asset documentation (converted to US Dollars)
  • 1% of loan amount – 3 year – hard prepay (No buyout)
  • EZ Pay required (automatic deduction of mortgage payment from US Dollar bank account

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